Better Rates, Faster Closings, Stress-Free Experience.
We shop and compare offers from our top wholesale lenders to find you the best interest rates and lowest fees, saving you time and money.

How It Works for You
Our AI-powered platform instantly scans thousands of loan options, connecting you with mortgage lenders through a single application to secure the most competitive loan offers and terms for your needs.
Enter Loan Criteria
Once you submit your loan criteria, our loan intelligence system scans through lenders to find the best offers that match your needs.
Gather Lender Quotes
Lenders are matched with the deals they can fund, receiving all the necessary details to make a fast, informed decision.
Close Deals Confidently
We compare quotes to find the best match, ensuring the most competitive loan terms for a fast, seamless closing.
Powered by Jake AI
Innovative, Dynamic, Strategic.
Get pre-qualified for a mortgage loan in minutes with our AI-powered application. Answer a few simple questions, and our intelligent system will match you with the best financing options for your business. No paperwork, no hassle—just smarter lending.
The Smarter – Simpler Way to Secure a Mortgage
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All-in-One Mortgage
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Secure & Confidential
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Lenders Compete
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The Right Loan
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Faster Closings
Your Complete Financing Hub
When you work with Vetted Capital, you gain access to a vast wholesale lender network, better rates, and tailored loan solutions—without the hassle of big banks. Whether you’re a first-time homebuyer, investor, or self-employed borrower, we match you with the right lender quickly. Plus, our Vetted Professionals—real estate experts, title agents, attorneys, and more—simplify your entire homebuying process. With one trusted broker handling the details, you can focus on finding your perfect home while we take care of the rest. Your financing journey starts here—fast, easy, and stress-free! 🚀
Your Privacy is Our Priority
At Vetted Capital, your privacy is our priority. Our secure, encrypted mortgage process protects your personal and financial data at every step, unlike big banks that share information across departments. We provide a private, one-on-one lending experience, sharing your details only with trusted parties essential to your loan approval. With industry-leading security and a commitment to discretion, we ensure a seamless, transparent, and secure mortgage process—because buying a home should never come at the expense of your privacy. 🏡🔒
Lenders Compete, You Win
At Vetted Capital, our wholesale lender network lets lenders compete for your business, giving you better rates, lower fees, and more flexible loan options than traditional banks. Instead of being stuck with one lender’s terms, you’ll receive multiple tailored offers to secure the best financing solution. Whether you’re a first-time homebuyer, investor, or business owner, our competitive marketplace simplifies the process—more options, better deals, and zero hassle. Smarter home financing starts here! 🏡💰
Right When You Need It
The perfect mortgage isn’t one-size-fits-all—it’s about finding the right fit for your financial goals. At Vetted Capital, we take a personalized approach, connecting you with the best loan options from our extensive lender network. Whether you need a low down payment, flexible credit terms, or the most competitive rates, we’ve got you covered. From first-time homebuyers and investors to self-employed borrowers and Veterans, we specialize in custom financing solutions designed for long-term success. With Vetted Capital, you’re not just getting a loan—you’re getting the right loan! 🏡✅
Smoother Transactions
At Vetted Capital, we know time is everything when securing a mortgage. Our streamlined process, advanced technology, and proactive approach ensure faster approvals, fewer delays, and quicker closings—so you can move in sooner. Unlike traditional lenders, we work efficiently behind the scenes, coordinating with lenders, underwriters, and title professionals to keep things on track. With clear communication, expert guidance, and a well-organized system, we make closing on your home fast, stress-free, and hassle-free—because your mortgage should work on your timeline. 🏡🚀
Today’s Market Mortgage Rates
Get Real-Time Mortgage Rates & Find the Best Loan for You
Mortgage rates fluctuate daily, and staying informed can help you secure the best deal. At Vetted Capital, we provide real-time, up-to-date interest rates for Conventional, FHA, VA, Jumbo, and Investment Loans. Regardless if you're buying, refinancing, or investing, knowing today’s rates helps you make smarter financial decisions.
Mortgage Calculator
Estimated Monthly Payment
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$0 Principal & Interest $0 Taxes $0 InsuranceMore Than Just a Loan – A Full Support System for Homebuyers & Investors
Quick & Reliable Funding for Real Estate Deals
Fast closings, asset-based approvals, and flexible terms for flips, rentals, and commercial investments.
Competitive Rates – from Top Lending Partners
Your Blueprint – to Smarter Home Financing
Buying or refinancing in 2025? Don’t go in blind! Our comprehensive mortgage guide walks you through the entire loan process—from application to closing—so you can make informed decisions and save money.
Inside the Guide:
Step-by-step breakdown of the mortgage process
Tips to qualify for the best rates & lower fees
Loan options for first-time buyers, refinancers & investors
Mortgage do’s & don’ts to avoid costly mistakes
Closing costs explained—know what to expect
Get your FREE copy today and take control of your mortgage journey!
What our customers say

Jake was very helpful, helped me every step of the way with my new mortgage, answered all of my questions with detail even went as far as finding me more affordable home insurance, I would definitely recommend him.
I had the pleasure of working with Jake Coburn as my mortgage officer, and I have to say that he was an absolute pleasure to work with. He had great communication skills, was very responsive, and was always on top of everything. He was also very patient and knowledgeable, which made the process as seamless as it could be. I highly recommend Jake for any mortgage needs.
Thank you Jake for being so wonderful and gracious during the entire process. Thank you for all your help in getting the mortgage and for assisting with the paperwork. It has been a pleasure working with you.
Great Work, Vetted Capital found the best option for me and worked diligently to have all the process completed in an efficient way