Modern Mortgage Technology

Better Rates, Faster Closings, Stress-Free Experience.

We shop and compare offers from our top wholesale lenders to find you the best interest rates and lowest fees, saving you time and money.



How It Works for You

Our AI-powered platform instantly scans thousands of loan options, connecting you with mortgage lenders through a single application to secure the most competitive loan offers and terms for your needs.

Enter Data

Enter Loan Criteria

Once you submit your loan criteria, our loan intelligence system scans through lenders to find the best offers that match your needs.

Receive Quotes

Gather Lender Quotes

Lenders are matched with the deals they can fund, receiving all the necessary details to make a fast, informed decision.

Close Deals

Close Deals Confidently

We compare quotes to find the best match, ensuring the most competitive loan terms for a fast, seamless closing.

Powered by Jake AI

Innovative, Dynamic, Strategic.

Get pre-qualified for a mortgage loan in minutes with our AI-powered application. Answer a few simple questions, and our intelligent system will match you with the best financing options for your business. No paperwork, no hassle—just smarter lending.

 

Why Choose Vetted Capital?

The Smarter Simpler Way to Secure a Mortgage

  • All-in-One Mortgage

  • Secure & Confidential

  • Lenders Compete

  • The Right Loan

  • Faster Closings

Your Complete Financing Hub

When you work with Vetted Capital, you gain access to a vast wholesale lender network, better rates, and tailored loan solutions—without the hassle of big banks. Whether you’re a first-time homebuyer, investor, or self-employed borrower, we match you with the right lender quickly. Plus, our Vetted Professionals—real estate experts, title agents, attorneys, and more—simplify your entire homebuying process. With one trusted broker handling the details, you can focus on finding your perfect home while we take care of the rest. Your financing journey starts here—fast, easy, and stress-free! 🚀

Your Privacy is Our Priority

At Vetted Capital, your privacy is our priority. Our secure, encrypted mortgage process protects your personal and financial data at every step, unlike big banks that share information across departments. We provide a private, one-on-one lending experience, sharing your details only with trusted parties essential to your loan approval. With industry-leading security and a commitment to discretion, we ensure a seamless, transparent, and secure mortgage process—because buying a home should never come at the expense of your privacy. 🏡🔒

Lenders Compete, You Win

At Vetted Capital, our wholesale lender network lets lenders compete for your business, giving you better rates, lower fees, and more flexible loan options than traditional banks. Instead of being stuck with one lender’s terms, you’ll receive multiple tailored offers to secure the best financing solution. Whether you’re a first-time homebuyer, investor, or business owner, our competitive marketplace simplifies the process—more options, better deals, and zero hassle. Smarter home financing starts here! 🏡💰

Right When You Need It

The perfect mortgage isn’t one-size-fits-all—it’s about finding the right fit for your financial goals. At Vetted Capital, we take a personalized approach, connecting you with the best loan options from our extensive lender network. Whether you need a low down payment, flexible credit terms, or the most competitive rates, we’ve got you covered. From first-time homebuyers and investors to self-employed borrowers and Veterans, we specialize in custom financing solutions designed for long-term success. With Vetted Capital, you’re not just getting a loan—you’re getting the right loan! 🏡✅

Smoother Transactions

At Vetted Capital, we know time is everything when securing a mortgage. Our streamlined process, advanced technology, and proactive approach ensure faster approvals, fewer delays, and quicker closings—so you can move in sooner. Unlike traditional lenders, we work efficiently behind the scenes, coordinating with lenders, underwriters, and title professionals to keep things on track. With clear communication, expert guidance, and a well-organized system, we make closing on your home fast, stress-free, and hassle-free—because your mortgage should work on your timeline. 🏡🚀

Today’s Market Mortgage Rates

Get Real-Time Mortgage Rates & Find the Best Loan for You

Mortgage rates fluctuate daily, and staying informed can help you secure the best deal. At Vetted Capital, we provide real-time, up-to-date interest rates for Conventional, FHA, VA, Jumbo, and Investment Loans. Regardless if you're buying, refinancing, or investing, knowing today’s rates helps you make smarter financial decisions.

 

Mortgage Calculator

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Comprehensive Real Estate & Mortgage Network

More Than Just a Loan – A Full Support System for Homebuyers & Investors

We’ve built a trusted network of real estate professionals to simplify the process 
REALTORS & BUILDERS

Our vetted real estate agents and builders help you find the perfect home or investment property, negotiate the best deals, and guide you through the entire purchase process.

INSURANCE AGENTS

We connect you with top-rated home insurance providers to ensure your property is properly covered from day one—whether it’s homeowners, flood, or investment property insurance.

HOME INSPECTORS

A proper home inspection is critical before closing. We work with trusted inspectors to ensure there are no hidden surprises in your new home, saving you from costly repairs down the road.

TITLE & LEGAL EXPERTS

We partner with experienced title companies and real estate attorneys who handle the legal aspects of your transaction, ensuring a clear title and hassle-free closing.

Quick & Reliable Funding for Real Estate Deals

Fast closings, asset-based approvals, and flexible terms for flips, rentals, and commercial investments.

Trusted Lenders

Competitive Rates – from Top Lending Partners

Get Your Free 2025 Mortgage Guide

Your Blueprint to Smarter Home Financing

Buying or refinancing in 2025? Don’t go in blind! Our comprehensive mortgage guide walks you through the entire loan process—from application to closing—so you can make informed decisions and save money.

 

2025 Mortgage Financing Guide

Inside the Guide:

VC icon Step-by-step breakdown of the mortgage process

VC icon Tips to qualify for the best rates & lower fees

VC icon Loan options for first-time buyers, refinancers & investors

VC icon Mortgage do’s & don’ts to avoid costly mistakes

VC icon Closing costs explained—know what to expect

 

Get your FREE copy today and take control of your mortgage journey!

TESTIMONIALS

What our customers say

Google Reviews logo with five gold stars, representing high customer ratings and positive feedback.

Jake was very helpful, helped me every step of the way with my new mortgage, answered all of my questions with detail even went as far as finding me more affordable home insurance, I would definitely recommend him.

I had the pleasure of working with Jake Coburn as my mortgage officer, and I have to say that he was an absolute pleasure to work with. He had great communication skills, was very responsive, and was always on top of everything. He was also very patient and knowledgeable, which made the process as seamless as it could be. I highly recommend Jake for any mortgage needs.

Thank you Jake for being so wonderful and gracious during the entire process. Thank you for all your help in getting the mortgage and for assisting with the paperwork. It has been a pleasure working with you.

Great Work, Vetted Capital found the best option for me and worked diligently to have all the process completed in an efficient way