Find the Best Commercial Loan Options – Powered by AI
At Vetted Capital, we empower business owners, real estate investors, and developers by seamlessly matching them with our extensive network of lenders. Specializing in commercial purchases, refinancing, construction financing, and loan modifications, our streamlined, AI-driven platform delivers competitive rates, quicker approvals, and customized lending solutions—simplifying the entire borrowing experience.

How It Works for You
Enter Loan Criteria
Once you submit your loan criteria, our loan intelligence system scans through lenders to find the best offers that match your needs.
Gather Lender Quotes
Lenders are matched with the deals they can fund, receiving all the necessary details to make a fast, informed decision.
Close Deals Confidently
We compare quotes to find the best match, ensuring the most competitive loan terms for a fast, seamless closing.
Powered by Jake AI
Innovative, Dynamic, Strategic.
Get pre-qualified for a commercial loan in minutes with our AI-powered application. Answer a few simple questions, and our intelligent system will match you with the best financing options for your business. No paperwork, no hassle—just smarter lending.
Competitive Rates – from Top Lending Partners
What types of commercial loans does Vetted Capital offer?
We specialize in a wide range of commercial loan solutions, including:
• Purchase Loans – Financing for acquiring commercial real estate.
• Refinance Loans – Lower your interest rate, extend loan terms, or cash out equity.
• Construction Loans – Financing to build new properties or develop land.
• Loan Modifications – Assisting property owners with maturing loans or distressed debt.
• SBA & Business Loans – Working capital, business acquisition, equipment financing, and more.
Our platform connects you with multiple lenders to ensure you get the most competitive rates and terms tailored to your needs.
How does Vetted Capital’s loan process work?
We’ve simplified the commercial loan process to reduce stress and save time:
1. Submit Loan Request: Provide basic property and loan information through our easy online form.
2. Compare Offers: Our platform matches your request with a network of lenders, allowing you to review competitive loan offers.
3. Select the Best Offer: Choose the loan that best fits your needs and proceed with the lender for underwriting and closing.
4. Close Your Loan: Finalize the deal with the lender and secure funding for your project.
Our dynamic AI-powered platform ensures you get access to the most favorable loan terms based on your project’s unique criteria.
What information do I need to apply for a commercial loan?
To get started, you’ll need to provide:
• Property Details – Type, location, and purpose of the property.
• Loan Request Amount – The amount you’re seeking to borrow.
• Income & Expenses – Basic financial details about the property or business.
• Borrower Details – Personal or business financials, depending on the loan type.
For more complex loan types like construction or modifications, we may request additional documentation.
How long does it take to get loan quotes or close on financing?
Our platform is designed for speed and efficiency:
• Loan Quotes: On average, borrowers receive their first quote in 70 minutes or less and typically receive multiple offers within 24 hours.
• Loan Closings: The closing timeline varies based on the loan type, but most loans close within 30 to 60 days. For faster closings, bridge loans or hard money financing may be available.
We prioritize minimizing delays by ensuring all relevant information is collected upfront to streamline the closing process.
Can Vetted Capital help with distressed properties or loan modifications?
Yes, absolutely. If you currently have a commercial loan that is approaching maturity or your property is facing financial strain, we offer:
• Loan Modifications: We negotiate with lenders to adjust your loan terms, avoiding balloon payments or foreclosure.
• Refinancing Options: We shop your loan with multiple lenders to secure better rates, terms, or payment structures.
• Bridge Loans: Temporary financing solutions to maintain cash flow while securing a long-term loan.
Our goal is to help you stabilize your investment and keep your property financially sound.
Is Vetted Capital a direct lender or a mortgage broker?
Vetted Capital is a Commercial Mortgage Brokerage, not a direct lender. This means we have access to hundreds of lenders, including banks, credit unions, private lenders, CMBS, debt funds, and SBA lenders.
This allows us to match you with the most competitive offers across multiple financing channels — without you having to shop around yourself.
We work in your best interest, ensuring you get the most favorable loan terms available.
What loan sizes does Vetted Capital handle?
We provide financing solutions for a wide range of loan sizes:
• Small Business Loans: Starting from $100,000.
• Commercial Loans: Ranging from $500,000 to $50 million+.
• Construction and Development Loans: Up to $100 million or more, depending on the project scope.
• Loan Modifications: No minimum or maximum — we help based on your current debt balance.
Whether you’re financing a small commercial property or a large-scale development, our network of lenders can accommodate virtually any loan size.
Flexible Financing for Commercial Real Estate
Secure the capital you need with custom-tailored commercial loan options designed for investors, business owners, and real estate professionals.