Vetted Capital Insights

Empowering Women in Homeownership: A Growing Force in Real Estate

Written by The Vetted Team | Jun 2, 2025 2:59:06 PM

Over the last few decades, women have emerged as one of the fastest-growing segments of homebuyers — and their momentum is only accelerating.

Key stats highlight this trend (source: MGIC, “The Remarkable Rise of Women Homeowners” infographic):

 

  • 11.14 million homes are owned by single women.

  • The median age of first-time female homebuyers is 40.

  • Over 50% hold a university or vocational degree, reflecting a strong foundation in education and independence.

Despite earning 83.6 cents for every dollar men earn, and facing higher mortgage rates in 49 out of 50 states, women are forging ahead. Single women report a median income of $71,300, compared to $87,500 for single men — yet they’re statistically less likely to default on their loans.

 

First-time Homebuyer Breakdown:

  • 24% are single females

  • 50% are couples

  • 12% are unmarried couples

  • 11% are single males

  • 4% are roommates/others

 

Women are strategic buyers:

  • 64% move to more affordable areas

  • 66% put less than 10% down

  • 33% have a partner but buy solo due to stronger personal finances

At Vetted Capital, we celebrate the rise of women homeowners and are proud to support them with tools, education, and financing solutions tailored to their unique needs.

If you’re a woman considering buying a home — now is your time.

Let us help you explore your options and create a plan that empowers your financial future.