Privacy Policy | Vetted Capital – Secure & Transparent Lending Practices
Effective Date: 02/01/2022
NMLS ID: 2016512
1. Introduction
Vetted Capital ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [https://www.vettedcapital.us] (the "Site"). By using our Site, you agree to the terms of this Privacy Policy.
2. Information We Collect
We may collect the following types of information:
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Personal Information: Name, email address, phone number, mailing address, and other contact details provided when using our services.
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Financial Information: Loan-related details submitted via applications or inquiries.
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Usage Data: IP addresses, browser types, operating systems, pages viewed, and other analytics data.
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Cookies and Tracking Technologies: Information collected through cookies, web beacons, and similar technologies to improve user experience.
3. How We Use Your Information
We use the information collected to:
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Provide, operate, and improve our services.
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Process loan applications and pre-qualifications.
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Communicate with you regarding your inquiries, services, and promotions.
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Ensure website security and prevent fraudulent activities.
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Comply with legal obligations.
4. How We Share Your Information
We share client personal data only as it relates to facilitating the mortgage transaction. We do not intentionally share client personal data beyond what is necessary to fulfill lender requests and third-party service provider requirements involved in the transaction. We adhere to strict processes and take all reasonable measures to safeguard your personal data.
We do not sell your personal data. However, we may share your information with:
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Lenders & Financial Institutions: To facilitate mortgage and loan processing.
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Third-Party Service Providers: To assist in providing website functionality, analytics, marketing, and communication services.
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Legal & Regulatory Authorities: When required by law, court order, or government regulation.
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Business Transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred.
5. Data Security
We strive for rock-solid data security and employ industry-standard security measures to protect your personal information. However, no data transmission over the internet is 100% secure. While we take all reasonable steps to safeguard your data, we cannot guarantee absolute security, and users assume the inherent risks associated with online transactions.
6. Your Privacy Rights
Depending on your location, you may have rights under applicable privacy laws, including:
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The right to access, update, or delete your personal information.
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The right to opt-out of marketing communications.
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The right to restrict or object to certain types of data processing.
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The right to withdraw consent at any time.
To exercise these rights, please contact us at [Insert Contact Email].
7. Cookies & Tracking Technologies
Our Site uses cookies to enhance user experience. You can manage cookie preferences through your browser settings. Disabling cookies may affect certain functionalities of the Site.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these third-party sites and encourage you to review their policies.
9. Disclaimer & Industry Guidance
This website is designed to educate potential business partners and clients by providing a high-level overview of mortgage-related topics. All subject matter is subject to change. While we make every effort to provide factual and relevant information, we do not guarantee completeness, accuracy, or permanence. We make no attempt to mislead users in any way.
Loan programs, interest rates, guidelines, market conditions, property conditions, borrower creditworthiness, and other factors must be thoroughly reviewed by the lender and appropriate underwriters for full approval. No information published on this website constitutes a loan approval, offer, or commitment. The borrower will never deal directly with a lender. They must consult a Licensed Mortgage Broker for the most accurate and up-to-date loan approval criteria.
10. Children's Privacy
Our services are not directed at individuals under the age of 18, and we do not knowingly collect personal data from minors. If we become aware of such data collection, we will take steps to delete it.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the revised policy.
12. Contact Us
If you have any questions about this Privacy Policy or your personal information, please contact us at:
Vetted Capital
Email: info@vettedcapital.us